Workers' compensation insurance is insurance coverage for employees who get injured while working or develop a job-related illness. The employee can seek payment of benefits for wage replacement, medical treatment, and disability or vocational rehabilitation arising from accidents and illnesses that are job-induced. For employers, the coverage means protection against liabilities caused by these work-connected situations.

ALL businesses with employees are REQUIRED to provide worker's compensation insurance , so it is in your best interest to get the proper coverage at the best rate you can.