UNINSURED MOTORIST(UM) coverage is a component of an auto insurance policy that provides coverage when the policyholder is in an accident with someone who does not have insurance. It is an add-on to a standard auto policy and pays for injuries to the policyholder and passengers, and in some instances for damage to property, if the other driver is legally responsible for the accident but uninsured.

UNDERINSURED MOTORIST would cover a situation in which the at-fault driver did not have enough insurance to fully cover the other injured party's damages.Generally , if you have this coverage YOUR insurance company will cover the difference/gap.

Besides being in a car, Uninsured Motorist coverage usually provides coverage in a few OTHER situations......reach out to me to know more.

Send a Message

An email will be sent to the owner